01
INTRODUCTION
These Terms and Conditions govern your use of the pumt123 platform operated by Michael Harrak. By registering an account or using pumt123 services you agree to these terms. pumt123 is licensed in Victoria, Australia under Licence No. BIO700013 and regulated by the Victorian Gambling and Casino Control Commission (VGCCC).
02
DEFINITIONS
Account means your registered pumt123 wagering account. Platform means the pumt123 website and associated services. Wagering means placing a bet on a sporting or racing event through pumt123. Approved Payment Method means a payment method accepted by pumt123 for deposits and withdrawals.
03
ELIGIBILITY
You must be at least 18 years of age. You must be located in Australia. You must not be self-excluded through BetStop or any other exclusion program. You must provide accurate personal information. pumt123 reserves the right to verify identity and eligibility at any time.
04
ACCOUNT REGISTRATION
One account per person. Accurate personal details required. Account credentials must be kept secure. pumt123 may refuse registration at its discretion.
05
IDENTITY VERIFICATION
pumt123 is required to verify your identity under applicable legislation. You must provide valid identification documents when requested. Failure to complete verification may result in account restrictions.
06
ACCOUNT SECURITY
You are responsible for maintaining the confidentiality of your account credentials. Notify pumt123 immediately of any unauthorised access. pumt123 is not liable for losses arising from unauthorised account use where you have failed to protect your credentials.
07
DEPOSITS
Deposits must be made using approved payment methods. Debit cards only — credit cards are not accepted. pumt123 may set minimum and maximum deposit amounts. Deposit limits can be set through your account settings.
08
WITHDRAWALS
Withdrawals are processed to the payment method used for deposits where possible. pumt123 may require identity verification before processing withdrawals. Processing times may vary depending on payment method. Minimum withdrawal amounts may apply.
09
WAGERING RULES
All wagers are subject to pumt123 wagering rules. pumt123 reserves the right to void or amend wagers in accordance with applicable rules. Maximum bet limits may apply. pumt123 offers pre-match wagering on sports and racing markets.
10
SETTLEMENT
Wagers are settled based on the official result of the relevant event. pumt123 determines the official result source for each market. Settlement is final unless an error is identified. In the event of a dead heat, abandoned event or other exceptional circumstances, pumt123 wagering rules apply.
11
RESPONSIBLE GAMBLING
pumt123 is committed to responsible gambling. Tools available include deposit limits, loss limits, take-a-break and self-exclusion. For support contact Gambling Help Online on 1800 858 858. Self-exclusion is available through BetStop at betstop.gov.au.
Gamble responsibly. What are you prepared to lose today?
12
RESTRICTIONS AND LIMITATIONS
pumt123 reserves the right to restrict or limit account activity. Restrictions may apply to deposits, withdrawals, wagering or account features. pumt123 may restrict accounts for regulatory compliance, risk management or operational reasons.
13
SUSPENSION AND CLOSURE
pumt123 may suspend or close accounts for breach of these terms, regulatory requirements, suspected fraud, responsible gambling concerns or other legitimate reasons. Account balances will be handled in accordance with applicable requirements.
14
LIABILITY
pumt123 is not liable for losses arising from platform unavailability, technical issues, events beyond reasonable control, or user error. pumt123 liability is limited to the maximum extent permitted by applicable law.
15
PRIVACY
Personal information is collected, used and disclosed in accordance with the pumt123 Privacy Policy and applicable privacy legislation. Refer to the Privacy Policy for full details.
16
COMPLAINTS
Complaints should be directed to pumt123 through the Help or Contact Us section. pumt123 will acknowledge and investigate complaints in accordance with applicable requirements. If unresolved, complaints may be escalated to the VGCCC.
17
GOVERNING LAW
These terms are governed by the laws of Victoria, Australia. pumt123 is regulated by the Victorian Gambling and Casino Control Commission (VGCCC). Licence No. BIO700013. ABN 43 945 478 809. Registered Office: 72 Brady Road, Bentleigh East, Victoria, 3165.
18
GENERAL PROVISIONS
These terms constitute the entire agreement. pumt123 may amend these terms from time to time. Changes will be published on this page. Continued use constitutes acceptance of amended terms.
